INTERVIEW OF MADHUMITA GHOSH: Member of ARUNIMA, Core Member of WEE, Finacial Advisor
Q: What inspired you to start your own business?
A: I had worked for 25 years in the corporate in senior positions last being Senior Vice president at Unicon Securities in the financial services sector. I realised I have achieved recognition, fame, popularity (as I was in both visual and print media). Being Head of research had spent long hours in the office. I had been in part-time business since 2004 with Amway, questnet and insurance agency and was pretty successful in my endeavour. Now I wanted to work for myself full time at my own pace and in my own way and follow my passion for training and advising in financial services.
Q: What hurdles came across in beginning?
A: As usual a big pay packet replaced by an uncertain income at times brought in negativity at times. Content and execution was not a problem but getting business especially in financial services from or through relatives and close friends was very difficult. I decided to be a visiting professor at reputed colleges like NMIMS and others and started corporate training simultaneously. I faced challenges in teaching students. My son was giving his class 12 and needed more of my time. So I did start the business but at a slow pace. Age has advantage and disadvantage in my field. I travel to Ghansoli, Ambernath and interiors where people seek my training compared to clients who are on the city periphery. My roadmap is very clear and I am very positive.
Q: What is Your Struggle Story?
A: It starts with my completing MBA and then both married life and career starting simultaneously. On the top of it getting a job in Mumbai when I was in the family way. Taking up the job in Mumbai in UTI and leaving behind the family including 6 months old son in Kolkata. There was a lot of resistance from extended family members but I moved ahead. There was struggle throughout my career as I was in a responsible position and had two kids to look after. In my job as a Compliance Officer, I was liaising with US entities and travelled from Malad to World trade centre daily. I was back home pretty late. In addition to it, my husband was working for an advertising agency and his schedules were hectic. So giving time to kids was a big issue. On top of it for two to three years in 2004-2007, I single handily managed everything as my husband was posted in Bangladesh. I got better opportunities but could not take up a new job. However, I started training side by side and got associated with multi-level marketing company where I was successful. This gave me a lot of confidence. Commitment and communication was always my plus point. All the three Cs created a platform for me to start on my own.
Q: What is your business into?
A: We are into financial training and advisory. I provide training on various financial modules debt equity derivatives and financial planning to corporates and also help retail clients to take a scientific and systematic investment decision.
Q: How would you like to help your fellow members / or contribute towards society?
A: I am a core member of Women Entrepreneurs Enclave (WEE) which is established with a vision to support woman entrepreneurs. I feel there are many women who do have products, calibre but they do not know how to showcase their potential. WEE should be an excellent platform to help these women achieve their goals through networking and social media. As a group, we are promoting their products having workshops and helping them crack the initial hurdles. I am ready to help WEE members by giving them proper advice to manage their money which they would be earning through business and post getting associated with WEE. Would like to train them how to protect what they are earning and how to create a passive income by channelizing the income into proper channels. Anybody who joins Wee should not only be financially independent but financially free i.e rich enough to have no worries, all financial goals are achieved or will be achieved.
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